Benefits OnLine 24.07.04

Merrill Lynch, Pierce, Fenner, and Smith Inc. – Freeware – Android iOS
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The Benefits OnLine® Mobile app provides a convenient way to access your employer-sponsored benefit plans with Merrill, anytime and anywhere. This free* mobile app offers a range of features to help you manage your accounts, access financial information, personalize your experience, and stay secure.

Key features of the Benefits OnLine® Mobile app include:

<ul>
 <li>Manage your accounts: Easily check your account balances, view detailed holdings and account history, manage investments, update contribution rates, and request loans, withdrawals, or rollovers.</li>
 <li>Access financial information: Stay informed with U.S. & Global market data, add securities to your watchlist, and monitor major market securities.</li>
 <li>Personalize your experience: Keep up to date with My To-Do List and Alert messages, view Merrill investment account balances along with Bank of America account balances, and choose online delivery for statements and confirmations.</li>
 <li>Stay secure: Set up Touch ID/Face ID for secure logins without using a password**, and learn about the privacy and security features provided by Merrill to protect you and your accounts.</li>
</ul>

IMPORTANT NOTICE: The Benefits OnLine® app for iPhone is available to clients who have access to the benefits.ml.com website. Please note that some features and services available on the website are not available within the mobile app. To access all functionality, please visit the website. Additionally, by downloading and using this app, you agree to the current Terms & Conditions outlined in the Application License Agreement on the website.

*Please be aware that you may be charged access fees from your wireless service provider depending on your mobile device. For specific details on fees and charges, kindly check with your wireless service provider.

**Touch ID/Face ID enrollment is available for eligible devices.

Please note that the images included in this app are for illustrative purposes only.

Merrill Privacy and Security: ml.com/privacy

Merrill offers a range of products and services through Merrill Lynch, Pierce, Fenner & Smith, Incorporated (MLPF&S), including insurance and annuity products offered by Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation. Trust and fiduciary services are provided by U.S. Trust, a division of Bank of America, N.A., or U.S. Trust Company of Delaware, both of which are wholly owned subsidiaries of Bank of America Corporation. Banking products are provided by Bank of America, N.A. and affiliated banks.

Investment products sponsored, managed, distributed or provided by companies affiliated with Bank of America Corporation are made available through MLPF&S and Bank of America, N.A.

Investment products, insurance and annuity products:

<ul>
 <li>Are Not FDIC Insured</li>
 <li>Are Not Bank Guaranteed</li>
 <li>May Lose Value</li>
 <li>Are Not Deposits</li>
 <li>Are Not Insured by Any Federal Government Agency</li>
 <li>Are Not a Condition to Any Banking Service or Activity</li>
</ul>

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